How do I find my institution and/or transit number? (2024)

Finding your Institution or Transit Number

In order to send funds to and from your Canadian bank account, you will need to have three account details at hand; Financial Institution number (3 digits), Branch Transit Number (5 digits) and Account Number (5-12 digits). These details help Wise send funds to and withdraw funds from the right account.

Option 1: Look at your checkbook

If you have your checkbook to hand, have a look at the illustration below for how to find these details.

How do I find my institution and/or transit number? (1)

Option 2: Log into your internet banking

You can usually find these details by logging into your internet bank. From there you should easily be able to see the account number of the account you would like to use, the institution number of the bank and the transit number of the branch.

Option 3: Find the Institution number in the list below

Here is a list of institution numbers for Canadian Banks.

Please note: These numbers are accurate to the best of our knowledge, but if you are unsure it is always best to check with the recipient's bank. These numbers should only be used to confirm details you already have.

Option 4: Routing Number

Sometimes banks display institution and transit numbers as a routing number. A routing number for electronic payments contains a zero (called the "leading zero"), a three-digit financial institution number and a five-digit branch number.

Routing number format:
0YYYXXXXX

where:
YYY - institution number
XXXXX - transit number

For example, if Bank’s routing number is 026011242, the institution number is 260, and the transit number is 11242.

You can check the validity of the Institution and Transit number combination on Canada Banks Information website: http://canada-banks-info.com/routing-numbers

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How do I find my institution and/or transit number? (2024)

FAQs

How do I find my institution and/or transit number? ›

Your bank transit number and institution number can be found at the bottom of a cheque. The transit number (five digits) identifies which branch you opened your account at. The three-digit institution number identifies your bank.

How do I find my CAD institution and/or transit number? ›

Your bank transit number and institution number can be found at the bottom of a cheque. The transit number (five digits) identifies which branch you opened your account at. The three-digit institution number identifies your bank.

Is the institution number 3 or 4 digits? ›

A bank institution number is a three-digit number that refers to a specific bank. Not a bank branch, but the corporation itself. This number, combined with the five-digit transit number, makes up the routing number. That number is needed for bank transactions.

How to find transit number without check? ›

Your transit number should be printed there. If you don't have any checks, the transit number can still be relatively easy to find. You can find the number by heading to your bank's website, calling your bank branch or support line, or visiting your branch in person.

How do I find my TD transit and institution number online? ›

Your transit routing number is the first set of numbers on the bottom left of your TD Bank check. You can also find this number on your statement, as well as in the Account Details section of Online Banking and the TD Bank app.

What is an example of a transit number? ›

A routing number for electronic payments contains a zero (called the "leading zero"), a three-digit financial institution number and a five-digit branch number. For example, if Bank's routing number is 026011242, the institution number is 260, and the transit number is 11242.

What is the 9-digit Canadian clearing code? ›

Canadian Clearing Code (CC) is a 9-digit code made up of the 4-digit financial institution number followed by the 5-digit transit number where the account is held.

How to find a bank transit number? ›

A bank transit number is a unique five-digit number that represents the bank branch where you opened your account. You can find your bank transit number on cheques, account statements and your online banking portal or mobile app, as well as by contacting the bank.

What is the institution number and transit number? ›

The branch/transit number is the 5-digit number that identifies your financial institution's branch. The financial institution number is the 3-digit number that identifies a financial institution. Here.

How do I find my financial institution account number? ›

Locating Your Account Number

The first series of numbers printed on the left-hand side of the bottom of a check is the bank's 9-digit routing number. The second series of numbers, usually 10-12 digits, is your account number. The third and shortest series of numbers printed at the bottom is the check number.

What is the transit number only 4 digits? ›

If your bank transit number is only four digits long, add a 0 in front of the number. Example: Branch 1011 is 01011. If your account number only has nine digits but a form requires 11, simply add two zeros in front. For example, 123456789 is 00123456789.

Can you find transit number on bank app? ›

Download and open the TD mobile banking app. Login using your online banking credentials. Tap on the account for which you want to find the transit number. Selecting 'Account Details' will display your five-digit transit number, along with other relevant account information.

What is a transit number on a direct deposit form? ›

A routing transit number is a nine-digit number used to identify a bank or financial institution when clearing funds or processing checks. The American Bankers Association (ABA) established routing transit numbers in 1910. These numbers are also used in online banking and clearinghouses for financial transactions.

Is bank and transit number the same? ›

A transit number—which can also be called a branch number—is a five-digit number that when combined with a bank institution number and your account number, provides the exact address of your bank account. You need these numbers whenever you set up a new payment process.

How to set up direct deposit without employer? ›

Here's the process you will follow to get your own direct deposit payments:
  1. Fill out the direct deposit form. ...
  2. Include your account information. ...
  3. Deposit amount. ...
  4. Attach a voided check or deposit slip. ...
  5. Submit the form.
Nov 22, 2022

How do I change my direct deposit from one bank to another? ›

Switch Direct Deposit

If you receive a direct deposit from your employer or other source, you'll need to update the information with the new bank. This is typically done by filling out a form and providing the updated information to your employer or the source of the deposit.

Is a transit number the same as a routing number? ›

Bank transit numbers, also known as routing numbers, provide unique identifiers for banks and other financial institutions and ensure secure funds transfers across a variety of channels, including physical checks, wire transfers, and online banking transactions.

How do I find my transit and institution number CIBC app? ›

How to set up direct deposits
  1. Sign on to the CIBC Mobile Banking® App.
  2. Select the account you want to deposit your money into.
  3. Select “Account Info” to get your institution number, transit number and account number.

How do I find my transit and institution number Scotiabank app? ›

Transit number and account number: To see your transit number and your 12 digit account number, log on to your mobile banking app and select your chequing account and click on Account info. Your transit and account numbers will be under Direct deposit / void cheque info.

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