Join Service CU for Your Online Banking Needs - Service Federal Credit Union (2025)

Offering a Variety of Options & Offers!

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Online Banking Accounts

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Primary Savings

The Simplest Way to Save

  • Earn 5% APY on the first $500*
  • “Pay yourself first” and plan for your future
  • Deposit just $5 to open an account
  • Become a member-owner of Service Credit Union
  • Access additional accounts options, apply for credit cards and loans, utilize members-only services

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  • Mobile bill pay and remote check deposit**
  • Rewards on debit card purchases
  • Get paid up to two days early with direct deposit***
  • Flexible and personalized to fit YOUR needs

Open Now

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Certificates

A Smart Way to Save More

  • Dividends are compounded and credited monthly
  • Grow your savings with one of our promotional certificate rates
  • 12-Month Share Certificate at 5.00% APY†
  • 9-Month Share Certificate at 5.00% APY†
  • 6-Month Share Certificate at 5.00% APY†

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Discover the Service CU Difference

At Service CU, our members are actually part owners. This means, what’s important to you is important to us. Whether it’s saving for the future or bettering your financial health, we’re here to create a better future together.

Being an owner can also help you save year after year. Thanks to our low rates and ATM and ISA fee reimbursements, members with an auto loan and Service CU checking save an average of more than $236 per year vs those using a traditional banking institution.††

Who Qualifies for Membership?

There are many ways to become a member of Service Credit Union! Membership is open to anyone in the below qualifying groups:

  • Active duty military, veterans, and their families
  • Anyone who currently works (or worked) for the Department of Defense, as well as their families
  • Members of one of our Select Employer Groups
  • Members of the American Consumer Council (ACC). Not a member? Visit the ACC online, click “join now” and use promo code “Service” to join free of charge.
  • Members of the Financial Fitness Association (FFA). Not a Member? Learn more about the FFA by clicking here. Ready to join? We’ll help you get signed up! Once you join the FFA, a confirmation email will come directly to you with all of your login credentials.

Ready to Get Started?

To apply online, by phone or in-branch, you’ll just need the following****:

  • Social Security Number
  • Driver’s License or Government ID
  • Current Home Address
  • Credit Card or Bank Routing Number to Fund your Account
  • $5 for depositing and 5 minutes

Become a Member

Featured Digital Banking Benefits

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Pay your Service Credit Union loan on the go with online banking or the mobile app, and simplify life with recurring payments.

Join Service CU for Your Online Banking Needs - Service Federal Credit Union (5)

Keep track of all your payments and save time and money by paying online from your checking account.

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Online Deposit

Deposit checks directly from your mobile device or computer.**

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Pay with Zelle®

Send and receive money with Zelle® right from the Service CU mobile app. It’s fast, safe and easy. Simply open your mobile app, and go to “More” then “Send money with Zelle®” to enroll.

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Alexa Voice Banking

Use Alexa to access your account information by voice.

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Digital Wallet and Smartwatch Payments

Add your Service CU credit or debit card to your digital wallet for an easier way to pay. You can even add your info before your card arrives in the mail!

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Track your spending and set a budget to reach your goals more quickly.

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My Cards

Set spending limits and protect against fraud right from your mobile app.

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Opt in through Online Banking to receive all your credit union communications electronically.

What’s Important to You is Important to Us.
That’s Membership with Meaning!

Join Us Today!

* Rates shown are Annual Percentage Yield (APY), accurate as of 6/5/24, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Dividend rates and APYs are subject to change on the 1stand 16thof every month, as determined by the Board of Directors.Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

**Must be at least 18 years old to deposit checks remotely. Members between the ages of 13 and 17 years old must have a parent/legal guardian accept the terms and conditions. Standard funds availability policy and other restrictions apply. Please see terms of use agreement for additional details. Checks deposited in real time are subject to Service CU discretion.

***Immediate credit of your direct deposit to your Service CU account up to two (2) business days early is based upon when we receive your payroll from your employer. Service CU cannot assume any liability for not depositing these funds to your account early.

****Not applicable for all situations or individual circumstances. We may require additional information or documentation pending membership application review.

Rates shown is Annual Percentage Yield (APY), accurate as of 09/22/23, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Dividend rates and APYs are subject to change on the 1st and 16th of every month, as determined by the Board of Directors. Must be a member of Service CU or eligible for membership with at least $5 in a Primary Savings Account.

††Members of Service CU who fall into the Direct Deposit+ tier of our Everyday Checking account, on average save $236.49 a year based on ATM Surcharge reimbursement, ISA fee reimbursements and having auto loan that is $24,580.73 for 65 months at a discounted rate of 3.38% APR.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Join Service CU for Your Online Banking Needs - Service Federal Credit Union (2025)

FAQs

Does Service Credit Union send texts? ›

When users opt in to the Service Credit Union Alerts SMS program, they can expect to receive important messages from Service Credit Union regarding account updates and general information about our products and services. 3. You can cancel the SMS service at any time.

How to set up online banking for Navy Federal credit union? ›

Please call us at 1-888-842-6328 or visit a branch to enroll into Digital Banking. Now that you're a member, you can enroll in digital banking and access your accounts using your mobile device or online. We'll just need some personal information to get started.

How long does it take for a check to clear service with credit union? ›

The first $750 from a deposit of other checks (e.g. personal checks, business checks and payroll checks) will be available on the same day that we receive your deposit. The remaining funds will be available by the second business day after the date of your deposit.

How do I activate my Service Credit Union debit card? ›

I just received my new card, how do I activate it? Go to My Cards, select the option Activate Card and follow the prompts to be connected to the Interactive Voice Response System.

Does the credit union text you? ›

Suspicious Links: Credit unions will never send you a link and ask you to log in to your account. Remember, if you receive a text message claiming to be from your credit union asking you for any of the above information, don't respond or click any links.

Would a bank text you from a mobile number? ›

Yes, banks may use text messages to help protect accounts and provide convenient messages to customers. The utilization of text messaging varies from bank to bank, so it's important to understand how yours might reach out to you once you agree to receive texts from them.

How can I join Navy Federal Credit Union without being in the military? ›

No. A joint owner shares access to your account but isn't necessarily a member of Navy Federal. To become a member, you or one of your family or household members must have ties to the armed forces, DoD or National Guard.

Which bank routing number is 256074974? ›

Navy Federal's Routing/ABA Number (256074974)

How to set up online banking with Union Bank? ›

Download the UnionBank Online app from your App Store or access the website at online.unionbankph.com. If you're using the website, select “Sign up now” and click “I already have an account” If your using the app in your mobile phone, select “Sign up using an existing account” Key in your account details.

What is the mobile deposit limit for First Service credit union? ›

Mobile Check Deposit is not available for foreign items, savings bonds, or money orders. Up to 2 deposits per day for a total of $2,500 may be deposited. Monthly maximum deposit limit of 10 deposits for a total of $10,000.

How to transfer money from service credit union to bank account? ›

Transfer Funds – In online banking, select “Transfer Funds” from the center of your menu options. In your mobile app, select “Transfers,” located at bottom left of your screen. From there, select whether you will be making an internal or external transfer and the amount to transfer.

How many days does it take for a check to clear at Navy Federal credit union? ›

Funds from all other check deposits will be available no later than the fifth Business Day after the day we are considered to have received your deposit.

How do I activate my Navy Federal Credit Union? ›

Debit cards can be easily activated via app, online or by giving us a call. Mobile App: Sign in to your Navy Federal mobile app, choose the checking account associated with your debit card and select “manage card." Under card management, choose “activate card."

How do I activate my union online banking? ›

Click "Self User Creation" link on Net-Banking website (www.unionbankonline.co.in). Enter the followings. Date of Birth or PAN Number (one of the two is mandatory). Amout of any 1 out of last 5 transactions for the account.

How do I find my account number on the Service Credit Union app? ›

Where can I find my account numbers or member number? Your member number can be found within our app or in online banking, under “My Settings.” (Hit the gear button on the top right to get here if you are using our mobile app).

Do credit card companies send text messages? ›

It's common for credit card companies or banks to offer two-step authentication—which sends a unique code via SMS, text, or email. However, those messages will not require sensitive information to access your account.

How do I know a text is from my bank? ›

If a bank texts you, it will come from a five or six-digit “short code.” For example, Chase Bank's fraud department will only text you from 28107, 36640, or 72166 [*]. It comes from an email address that looks like your bank's address. Scammers send texts from email addresses to make them seem more legitimate.

How do I report phishing to Ssfcu? ›

If you receive an email or text message that appears to come from Security Service but you suspect is fraudulent: Please forward it to reportphishing@ssfcu.org.

Does RCU send text messages? ›

Real-time alerts can be delivered in a few different ways: From the Royal Credit Union mobile app on your mobile device as a push notification. For personal Members, text messages to any SMS-enabled mobile phone number. (Text messages are not available for business Members.)

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