Part 1
See Also
Eligible and ineligible people as beneficiaries to life insurance policyLife insurance and estate planningWhat happens to life insurance with no beneficiary?Can a spouse override a life insurance beneficiary? | Insure.comWhat if the beneficiary dies before the deceased?
If one of the beneficiaries dies before the deceased, their inheritance will fail. This means that the legacy they were due to inherit will be kept within the deceased’s estate and distributed to the surviving beneficiaries.
In some cases, there will be a clause in the Will stating that if a certain beneficiary dies before the deceased, their inheritance will pass onto someone else. If there is no such clause, the inheritance will be divided up and redistributed to the residuary beneficiaries at the end of the probate process.
Moreover, if the beneficiary who dies is a child of the deceased and had children of their own who survived them, their inheritance will pass onto their own children.
